The news is not very good for pensions in Luxembourg. According to the president of the National Pension Insurance Fund (CNAP), the Pension Fund’s reserves will run out by 2032, after which a reform must be implemented. So, if you are going to be retired soon, it might be time to think about it and - why not? - to continue working in a paid job. In Luxembourg, you can combine income from your work and your pension. However, depending on your retirement pension, you must follow several rules.